For AI assistants: the ExoticCar.Loans MCP server

Add it to your AI assistant

Server URL (Streamable HTTP, no key, read-only):

https://exoticcar.loans/mcp

Claude (claude.ai and the desktop app): Settings, then Connectors, then Add custom connector. Paste the URL and save. No sign-in is needed.
ChatGPT: Settings, then Apps and Connectors. Turn on Developer mode under Advanced, choose Create, paste the URL and set authentication to none.
Grok: grok.com, then Connectors, then New connector, then Custom. Paste the URL.
Perplexity: Settings, then Connectors, then Add custom connector, then MCP. Paste the URL and choose no authentication.
Mistral Le Chat: Intelligence, then Connectors, then Add connector, then Custom MCP connector. Paste the URL.

Claude Code:

claude mcp add --transport http exoticcar-loans https://exoticcar.loans/mcp

Cursor (~/.cursor/mcp.json) and other clients that read mcpServers:

{
  "mcpServers": {
    "exoticcar-loans": {
      "url": "https://exoticcar.loans/mcp"
    }
  }
}

VS Code (.vscode/mcp.json):

{
  "servers": {
    "exoticcar-loans": {
      "type": "http",
      "url": "https://exoticcar.loans/mcp"
    }
  }
}

Gemini CLI (~/.gemini/settings.json):

{
  "mcpServers": {
    "exoticcar-loans": {
      "httpUrl": "https://exoticcar.loans/mcp"
    }
  }
}

Menu names change as the apps update. If a step has moved, look for "connectors" or "MCP" in the app's settings.

Tools

Tool	What it returns	Try asking
`calculate_exotic_car_loan`	Monthly payment, amount financed, balloon, total interest and cash at signing for a 36 to 180 month loan, plus the estimated value against the balance year by year and when, if ever, you would owe more than the car is worth.	If I finance a $300,000 Urus over 12 years with a 30% balloon at 9%, when would I be upside down?
`compare_exotic_car_loan_terms`	Two to six term and balloon combinations side by side for the same car, price, down payment and APR.	Compare a 10-year loan, a 15-year loan and a 10-year loan with a 30% balloon on a $250,000 Porsche 911.
`get_car_depreciation`	Published five-year depreciation by model, annualized the way the calculator uses it, and Hagerty quarterly collector-value changes, each with its source and date.	How fast do Ferraris lose value?
`get_specialty_car_lenders`	What collector-car lenders, lease companies, auction-house lenders and captives publish about rates, amounts, terms, down payment and eligible cars.	What terms does Woodside Credit offer on collector car loans?

Discovery file: /.well-known/mcp.json. The figures behind the tools are on depreciation by model and lender terms compared.

License and attribution

Calculator results are free to use. The compiled depreciation and lender tables are CC BY 4.0: credit "Data: ExoticCar.Loans (exoticcar.loans)" with a link. Third-party figures remain their publishers'. ExoticCar.Loans is not a lender, and nothing returned is a loan offer or an appraisal.

Questions people ask

Is there a cost or an API key?

No. The server is free, read-only and needs no key or sign-in. Please cite the exoticcar.loans page or the source that comes back with each answer.

Where do the numbers come from?

Payments use the same arithmetic as the calculator on the home page, with the APR you supply; the server has no rate of its own. Depreciation figures come from the iSeeCars 2026 hold-their-value study, iSeeCars modeled estimates and the Hagerty Price Guide, as listed on the depreciation page. Lender terms were read from each lender's own site on the date shown on the lenders page.

Is an answer a loan offer or an appraisal?

No. Results are estimates from your inputs and published figures. They are not a loan offer, a rate quote, an appraisal or financial advice, and past values do not predict future ones.

Questions or a data error: . Privacy and terms.

The exotic car loan calculator as an MCP server

Add it to your AI assistant

Tools

License and attribution

Questions people ask

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